Last week, the USA celebrated Independence Day. Since we've pursued financial independence, this holiday has different meaning. Of course we feel our regular level of patriotism, etc. But we also pause and consider what our financial independence day will feel like. We also evaluate where we are in the process. Recently, I had a long... Read More
Every so often, my closet overwhelms me. It is in disarray, doors and drawers won’t close, and it seems I have nothing to wear. In the past, I would often respond to this situation by buying new clothing or accessory items. Lately, I’ve taken a different approach. As part of our rightsizing and frugalizing efforts,... Read More
Monday June 24, 2019 0 Comments Blog, Progress Update
May was one busy month! We had a lot going on, but through it all, we managed to stick fairly close to our [new] budget. We had a positive cash flow for the month, which is the goal of the new budget implemented this month. The stock market did not fare so well in May... Read More
This week Mr. Vine and I watched a show set in New York City (Billions on Showtime for the curious). Mr. Vine and I feel a special affinity for the Big Apple. We love the neighborhoods, the diversity, and the way New York appears to be egalitarian while also maintaining a huge gap between haves... Read More
We are not practicing Christians of any faith, but we decided to complete a Whole 30 during Lent this year. By way of quick introduction, the Whole 30 is a month-long elimination diet where you eat exclusively “whole” foods and cut out foods that commonly trigger inflammation or allergic reactions. This was motivated by my... Read More
The toughest part of maintaining a high savings rate is delayed gratification. Our income could pay for a much more luxe lifestyle than we currently live. We choose to live in a one bedroom condo. One of our vehicles is a long paid off small sedan that is ten years old. The other is newer,... Read More
It’s time for our monthly spending update and quarterly net worth update! Spoiler alert: the net worth update is much prettier than the spending report. We prepared this update at the beginning of May, but are just now getting around to posting it. We had a doozy of a month in April. It was pure... Read More
This spring, we borrowed a couple of books from the library written by some big names in the financial independence / retire early (FIRE) community. Having enjoyed some of the promotional articles and interviews from Grant Sabatier, Financial Freedom was among the books we selected. Financial Freedom has an inspiring style. I haven’t listened to... Read More
As we started to plot out a path to early retirement, we had recently purchased a new vehicle. This vehicle purchase was made from habit as much as any other single factor. We bought this car in much the same manner as previous vehicles. We needed two cars, right? And we needed to own vs.... Read More
The Vines, yes both of us, recently read Work Optional by Tanja Hester of Our Next Life. We frequently read ONL and often link to it here. We also listen to the Fairer Cents, the podcast Tanja cohosts with Kara Perez. Suffice it to say, we are fans! We share several similarities with Tanja and... Read More